Crop Loan Waiver Scheme in Telangana 2022: Online Application & Eligibility
The state government has developed a new program that will help all of the state's farmers. This program is referred to as the Crop Loan Waiver Program.
Crop Loan Waiver Scheme in Telangana 2022: Online Application & Eligibility
The state government has developed a new program that will help all of the state's farmers. This program is referred to as the Crop Loan Waiver Program.
The Government of Telangana has come up with another scheme that will benefit all of the farmers of Telangana state. This scheme is known as the Telangana Crop Loan Waiver Scheme and today in this article, we will share with you all the important aspects of the Telangana crop loan waiver scheme for the year 2022. In this article, we will discuss the aspects which are important to know if you are a farmer in the Telangana state. After reading this article, you will be able to know about all of the essential details of the Scheme. The Telangana government has come up with this crop loan waiver scheme
so that the loans which have been undertaken by the farmers of the Telangana state can be waived off if they are not able to pay them back. Through the implementation of the scheme, the farmers of the Telangana state will be able to live life happily and without any financial burden of loans and advances that they have taken from any of the people to carry on their daily livelihood.
The main objective of the Telangana crop loan waiver scheme is to waive off the loan of those farmers who are not in a state to pay them back. With the help of this scheme, the farmers of Telangana will become free of the financial burden and will be able to live their life happily. Under this scheme, the loan waiver will be given up to Rs 100000. Now with the help of this scheme, the farmers of Telangana state will become free of the financial burden and will be able to carry out their farming activities happily.
The Chief Minister of Telangana has said that the online portal will be developed for undertaking the activities related to the Telangana crop loan waiver scheme and through the implementation of the website many farmers will be able to register themselves under the scheme while sitting at their home. The banks will prepare a village-wise list of farmers with outstanding loan amounts in a prescribed format. The report will be submitted to the authorities concerned. A district-level bankers committee meeting will be held before finalizing the eligible list of farmers and commencing the distribution of cheques to eligible farmers.
The government of Telangana state has started this crop loan waiver scheme. With the help of this, the loans taken by the farmers of Telangana state can be waived. This scheme is for those farmers who are not able to repay their loans. Due to this scheme, the farmers of Telangana state will be able to run their livelihood without any financial burden. Also, the implementation of this scheme will get rid of the interest trap for the farmers. Eventually, he and his family will be able to lead a happy life.
One of the most prominent benefits of the Telangana crop loan Waiver Scheme is to waive off the loans of farmers. Particularly, this scheme is focusing on those farmers who are not available in the state. Resulting in their inability to pay their loan back. This scheme will cut off all the loans and provide the farmers with a happy life. Moreover, it will allow the farmers to live a life free from any financial burden. Now, the government can waive off the crop loans up to an amount of 100000 rupees. We all know how huge this amount is for a farmer. Presently with the help of this scheme, the farmers of Telangana state will turn out to be liberated from the monetary weight. Further, now they will actually want to complete their cropping exercises joyfully.
The chief minister of Telangana state has announced to initiation of an online web portal. The concerned authorities will develop this portal to carry out various activities under this scheme. Farmers will be able to access this portal very easily. It will be very useful for applying for the Telangana Crop Loan Waiver Scheme through online mode. Moreover, the farmers will be able to check their status. The portal is accessible through both computer and mobile devices. This will save a lot of time as they can use it from anywhere at any time. The banks of the village will prepare a list. This list will contain the details of each farmer of that village. Along with that, it will contain the loan amounts of those farmers in a prescribed format. After that, they will submit this report to the concerned authorities. The bankers at the district level will also carry out a meeting. After that, they will finalize the list of eligible farmers. Lastly, they will commence the process of distributing final cheques for loan waivers.
Benefits Of Ts Crop Loan Waiver Scheme
The following benefits are provided to the people who enrolled themselves Telangana crop loan waiver Scheme:-
- The loan waiver will be given up to Rs. 1 Lakh to the farmers in five phases.
- The state government has promised to waive off the crop loan of Rs. 25000/- in the first phase
- The rest incentives will be given from Rs. 25000/- to Rs. 1 Lakh in the next four phases in four years.
- For the first phase, the government has sanctioned the budget amount to Rs. Rs 1,198 crore.
- For the next four phases, Rs 24,738 crore is sanctioned.
- The State government had earmarked Rs 6,225 crore in the budget under the scheme for the first installment.
Eligible Loans
The following loans will be waived off of the farmers of the Telangana state:-
- Short-term production loans
- Crop loans against gold given by-
- Scheduled commercial banks
- Cooperative credit institutions including-
- Urban cooperative banks
- Regional rural banks
Not Eligible Loans
The following loans are not eligible to be waived off under the scheme:-
- Advances against pledge
- Hypothecation of agriculture produce other than-
- Standing crops
- Tie-up loans
- Closed crop loan accounts/written-off loans
- Loans to joint liability groups (JLGs)
- Rythu Mithra groups (RMGs)
- Loan eligibility cards (LECs)
- The loans are restructured and rescheduled.
Eligibility Criteria
To be eligible for the scheme, you need to follow the following eligibility criteria given below:-
- The applicant must be a resident of Telangana state
- The applicant must be a farmer by profession
- This scheme is applicable for all those crops that sanctioned the loan amount after 1st April 2014 and is outstanding till 11 December 2018.
Users of the CLW portal
- Secretaries of Agricultural and Finance Department
- District collectors
- District agriculture officials
- LDMs
- CEOs
- Bank and branch managers
Telangana Crop Loan Waiver Scheme Form | Telangana Crop Loan Waiver Scheme Registration | TS Crop Loan Waiver Status | Crop Loan Waiver Login | Crop Loan Per Acre in Telangana | Crop Loan Waiver Scheme Apply | How to apply for Crop Loan Waiver Scheme in Telangana | Telangana Crop Loan Waiver Online Registration
Telangana Government has launched another scheme for the farmers which is known as the” Telangana Crop Loan Waiver Scheme“. With the help of this scheme Telangana Govt. will waive off the agriculture term loans upto Rs. 1 Lakh farm loans to the farmers.
India is a country where most of the people are engaged in the agriculture sector. The government of various states is working very hard to develop a healthy environment for the farmers. And, likewise, Telangana Govt. had launched a very great scheme for the farmers. This scheme is specially introduced for the welfare of farmers and their families.
Telangana Crop Loan Waiver Scheme provides loans to farmers. The loan is provided so that the farmers can grow crops, which is paid off after the harvesting is done. But, as we all know the current climatic condition of our country. This drastically affects the farming as well as farmers.
Farmers have to face many economic problems due to crop failure. And because of that farmers are not able to repay the loan taken from the banks. Keeping all these issues in mind, Telangana Govt. has introduced the Crop Loan Scheme for Waivers.
Today, in this article we will be discussing important information regarding the TS Crop Loan Waiver Scheme. If you are a farmer in Telangana State then you must know the eligibility criteria to apply for the Telangana crop loan scheme. Benefits and features of the scheme and also how to do the login procedure for first-time users.
Telangana Government has started a Crop Loan Waiver scheme for the farmers of the state. This scheme is especially for those farmers who are not able to repay their loans. With the help of this scheme, farmers of Telangana state now run their livelihood without any financial issues.
Through the implementation of this scheme, farmers and their families can live happily and tension free. Because due to climatic conditions farmers suffer a lot. And they are unable to repay the loan which they have taken from the respective banks. But now, the Telangana govt. has come with a wonderful scheme which helps farmers and their families as well.
In a budget speech, Finance Minister T. Harish Rao has announced in the Legislative Assembly on 08 March. State govt. had made a provision to release Rs. 1,198 crores towards writing off the debt of farmers up to Rs. 25,000 during the month of March itself.
On Tuesday state govt. has issued the guidelines for implementing the scheme. Commercial and cooperative banks had said to furnish the details of farmers having debt up to Rs. 25,000 from 11 December 2018.
Those farmers who have taken loans can waive them off if they are not able to pay them back. The state govt. is going to waive off all agricultural term loans upto Rs. 1 Lakh which are remaining till the cut-off date.
Telangana Govt. after realizing that it is difficult to sanction Rs. 25 crores in one take. Then CM decided to implement the scheme in 4 stages/phases- to waive loans up to Rs. 25,000 in 1st phase, Rs. 50,000 in 2nd phase, Rs. 75,000 in 3rd phase, and Rs. 1 lakh in 4th phase
All Eligible Candidates read all information carefully and apply online “Telangana Rythu Runa Mafi Scheme Online Form”. We will provide here all information about the scheme like eligibility criteria, required documents, benefits, and the application online process.
KCR Telangana Rythu Runa Mafi Scheme 2022: Overview Name of Scheme Telangana Rythu Runa Mafi Scheme (TSRRMS) in Telugu launched by Chief Minister of Telangana State Scheme Type Crop Loan Waiver Scheme Beneficiaries Poor farmers of Telangana Major Benefit Clear the debts of farmers under Rs one lakh. Scheme Objective Improve farmer’s condition in the state Amount spent on the scheme rupees 32000 crores Estimated Benefited Farmers 42 lakh Approx ApplicationMode online, offline Current status of registration/application Available Scheme under State Government Name of State Telangana State official website government initiatives important date Event Date scheme started 1st April 2014 Last Date to Apply Not Announced Important Link Service Name Direct Link application form click here Check Application status click here TS Rythu Runa Mafi Eligibility List click here Telangana Rythu Runa Mafi Scheme Official Website
Telangana government has launched the Crop Loan Waiver Scheme to benefit farmers of the state. Now the TS govt. has proposed to waive off all agricultural term loans upto Rs. 1 lakh outstanding farm loans of farmers. This is the next major step for the KCR govt. for farmers' welfare after the introduction of the Rythu Bandhu Scheme. In this article, we will discuss the aspects which are important to know if you are a farmer in the Telangana state. After reading this article, you will be able to know about all of the essential details of the Telangana Crop Loan Waiver Scheme
The state govt. of Telangana has come up with this TS crop loan waiver scheme so that the loans which have been undertaken by the farmers of the Telangana state can be waived off if they are not able to pay them back. Through the implementation of the TS Farm Loan Waiver Scheme, the farmers of the Telangana state will be able to live life happily and without any financial burden of loans and advances that they have taken from the people to carry on their daily livelihood. The state govt. of Telangana has proposed to waive off all agricultural term loans upto Rs. 1 lakh which are outstanding till the cut-off date.
This TS Farm Loan Waiver Scheme will cover short-term production loans and crop loans against gold disbursed to farmers in the Telangana State by scheduled Commercial Banks, Cooperative Credit Institutions (including Urban Cooperative Banks) and Regional Rural Banks collectively called the “lending institutions”. The Amount eligible for waiver will be upto Rs.1.00 lakh (principal together with applicable interest) per family. The farmer family is defined as the head of the family, spouse, and dependent children.
Gold Loans availed from Urban and Metropolitan Banks/Bank branches as Crop Loans shall not be eligible for a waiver. However, Loans availed from the Urban/Metropolitan branches, which have rural areas also as their service areas are eligible for Loan waiver. The farmers who have outstanding loans upto Rs. 25,000/- only will be waived off in the 1st Phase.
CM KCR has mentioned that clw.telangana.gov.in online portal has been developed for undertaking the activities related to the Telangana crop loan waiver scheme. Through the implementation of the website, many farmers will be able to register themselves under the scheme while sitting at their homes. The banks will prepare a village-wise list of farmers with outstanding loan amounts in a prescribed format. The report will be submitted to the authorities concerned. A district-level bankers committee meeting will be held before finalizing the eligible list of farmers and commencing the distribution of cheques to eligible farmers.
Taking the plight of the farmers into consideration in the state, the Government while giving priority to the Agriculture sector has waived off the outstanding loans of all the farmers in the state. In the current dispensation, crop loans are usually sanctioned for a period of one year and rolled over at the end of the year on payment of interest. There are hard, fresh few loans giving cash inflow to farmers thus forcing them to purchase high-cost inputs on credit at very high interest.
The Government of Telangana is convinced that unless this cycle is broken with a crop loan waiver, farmers will remain trapped in perpetual indebtedness. Keeping in view this imperative, the Government of Telangana has once again formulated the Crop Loan Waiver Scheme 2022 following the announcement made by the Honorable Chief Minister in this regard. This scheme covers only institutional loans and does not cover loans from non-institutional sources.
MUMBAI: Even as the Maharashtra government has been settling dues of farmers under a loan waiver scheme, it is facing an unusual situation as around 45,000 eligible account holders have not yet come forward to claim the benefit of the scheme. The Mahatma Jyotiba Phule scheme is meant to offload the debt burden of farmers in the state.
Talking to PTI, state Cooperation Minister Balasaheb Patil said, "There are some 45,000 bank accounts of farmers who have taken crop loans and failed to repay in time. They are eligible for the crop loan waiver scheme, but the account holders have not come forward to claim the benefit. Hence, these loans would not be waived."
Patil said it is the account holder's duty to approach a bank and submit the claim.
"If they come forward and make the claim, the state would consider their application," he said.
A senior official in the cooperation department said there were family disputes pertaining to some of these accounts.
"In some cases, the account holders died and the sons of the deceased inherited the debt. They do not come forward to claim the benefit of the scheme unless they agree on how to share the debt burden," he said.
Patil said the state has identified 32.82 lakh bank account holders eligible for the loan waiver scheme and out of them, 32.37 lakh have even completed their Aadhaar verification with the respective banks.
The state government has transferred Rs 20,250 crore to the banks and cleared the dues of the farmers, he said.
"The only issue remaining is that 54,000 account holders are eligible and all the required procedures have been fulfilled, but funds were not available. In the supplementary demands (tabled in the budget session of the state legislature), Rs 82 crore has been sought to cover these pending accounts. The dues of these accounts will be cleared by this financial year-end," the minister said.
Under the Mahatma Jyotiba Phule scheme, a farmer's loan of up to Rs 2 lakh is eligible for a waiver, and in this context, the state is facing another complex situation.
"There are cumulative dues worth Rs 9,000 crore of farmers having outstanding crop loans of more than Rs 2 lakh. Many of the farmers are from western Maharashtra and are into cash crops other than sugarcane," an official from the cooperation department said.
The western Maharashtra region, covering Pune, Satara, Sangli, and Kolhapur districts, has a better irrigation network.
Besides sugarcane, farmers in the region have also started growing grapes and pomegranates.
The erratic weather, changes in import-export policies, and non-availability of efficient logistic support are some of the reasons behind these farmers being unable to reap the benefits of horticulture, despite having a high return potential, the official said.
"There have been some deliberations at the state level to address the problems of farmers. We are trying to address the issue as the outstanding amount is as high as Rs 9,000 crore. It will take some time for the state to come up with some solution," he said.
Former MP and farmer leader Raju Shetti said the government is always keen on introducing a new policy for new varieties of crops and loan recovery.
"But, there is no support from the state to increase the earnings of farmers. There are no defined markets, no sufficient infrastructure to support the glut/ drop in production, as well as efficient transportation and storage of the produce," he claimed.
Telangana government has launched a new scheme named Telangana crop loan waiver system. The farmers of Telangana will get an advantage from this scheme. In this article, I am going to share all the vital aspects of the Telangana crop loan waiver system for the year 2020. This scheme is known as the Telangana Crop Loan Waiver Scheme and today in this article, we will share with you all the important aspects of the Telangana crop loan waiver scheme for the year 2022.
Today in this article, we will impart all relevant aspects of the Telangana crop loan waiver scheme. Farmers of the state of Telangana will get benefit from this. After reviewing this article, you will know detailed information about the campaign. Hence, being an author, I will update you about this scheme in a proper way.
As the Telangana government has come up with this scheme, farmers have undertaken loans so that they can live life happily. They have no burden back to the loan the government. Without taking any financial load, they can grow crops and live life according to their status. On the other hand, they can take loans from any other people. In other words, the objective of this scheme is to provide a loan waiver to the farmers.
The main objective of the Telangana crop loan waiver scheme is to waive off the loan of those farmers who are not in a state to pay them back. With the help of this scheme, the farmers of Telangana will become free of the financial burden and will be able to live their life happily. Under this scheme, the loan waiver will be given up to Rs 100000. Now with the help of this scheme, the farmers of Telangana state will become free of the financial burden and will be able to carry out their farming activities happily.
Farmers all over the country take loans from banks to take good care of their crops to get better earnings. With the help of this farmers are able to buy materials, machinery, and other essential items for their farming. If for some reason he is not able to repay this loan, then he has to face many problems. Keeping this in mind, the government has started Karnataka Crop Loan Waiver for loan waiver, in which farmers will be able to get benefits by applying. All the information about this scheme has been provided in detail in this article. To take advantage and apply under this Karnataka Crop Loan Waiver Scheme issued by the government, read this article very carefully
CLWS Karnataka Crop Loan Waiver Scheme is one of the very commendable schemes released by the government with the help of which many farmers will be benefitted. Many farmers take the help of loans to improve their crops and to keep their financial conditions better. Many times farmers also take the help of a loan from the bank to get the machinery related to their farming. If unfortunately, the farmers are not able to repay this loan due to some reason, then they have to face a lot of problems, and sometimes many farmers even commit suicide. To solve this problem of the farmers, the government has started the Karnataka Crop Loan Waiver Scheme. Farmers will get a lot of benefits from this scheme and their loans will also be repaid by the government
| Scheme Name | Telangana Crop Loan Waiver Scheme |
| Launched By | By Telangana State Government |
| Year | In 2022 |
| Beneficiaries | Small and Marginal Farmers of The State |
| Application Procedure | Online/Offline |
| Objective | Loan Waiver of Small and Marginal Farmers of the State |
| Benefits | Crop Loan Waived up to 2 Lakh |
| Category | Telangana Government Schemes |
| Official Website | http://clws.Telangana .gov.in/ |
