New Loan Waiver Beneficiary List for the Punjab Kisan Karj Yojana is available online.

Key features of the scheme

• Empowering the farmers of the scheme – The main aim of the government is to assist the poor farmers in getting relief from the credit repayment that they have taken from the banks, for agricultural purposes.
• For small, marginal, and other farmers – As per the highlighted features of the scheme, monetary assistance will be given to the farmers that have a significant amount of farmland. The same benefits will also be given to marginal and small farmers.
• Total beneficiaries under the scheme – As per the government estimates, the scheme will provide monetary relief to almost 10.25 lakh farmers, residing in the state.
• Credit waiver amount – It was announced that all the farmers, applying under the scheme will get a discount of Rs. 2 lakhs. A loan amount of Rs. 2 lakhs will be cleared.
• Outstanding credit amount – As per the reports of the banks and the state government, the total amount of outstanding agricultural credit amount is Rs. 59,621 Crore.
• Banks that the scheme enlists – All the banks that are operating under the state authority, Urban Cooperative Banks, public banks, private banks, and rural banks in the specific region will be enlisted under the farmer welfare program.
• A number of credit accounts – As per the data that has been provided by the government, a total of 20.22 lakh accounts fall under some kind of agricultural credit. These accounts will be served as per the scheme as they are still to make the repayment of the net amount and the interest.

Eligibility criteria of the scheme

• For the farmers of Punjab – The benefits of the program will be provided to the farmers who are residing within the borders of Punjab. The farms must also be located in the state. Only then will they be allowed to apply for the scheme.
• Farm measurement-related criteria – It has been highlighted in the scheme that only those small and marginal farmers who have farms that are less than 2.5 acres in measurement will get a complete waiver of 2 lakhs. The other farmers must have a farm that measures from 2.5 to 5 acres.

Phases Under the scheme

• Phase I – The scheme highlights that all the agricultural workers of the state who have seeded their Aadhar cards with the account of the respective banks, even before the state authority published the notification, will be brought under the scheme during the implementation of the first phase of the program.
• Phase II – The second phase of the implementation will see the inclusion of those agricultural laborers who opted for seeding the accounts with the Aadhar Card after the official announcement of the Loan Waiver Scheme was done by the state government.
• Phase III – Last but not least, the farmers who had taken credit from banks for meeting the requirements of agriculture but have not seeded the Aadhar card with the bank account number as of now will be brought under the scheme.

Important documents required

• Residential proof – Due to the exclusivity of the welfare scheme, it is mandatory for the applicants to attach proper residential papers with the application form. It will assist the verification officers to make sure that only the residents of the state are getting the benefits.
• Documents of the land – To support the claims that the applicant is actually a farmer and has a farm that falls within the criterion, the attachment of papers of the land is also a must. It will make things easy for the verification authority.
• Documents of the credit – The papers and documents, issued by the banks, while the agricultural loan was acquired must be provided for verification as well.
• Details of the account – As the loan waiver will be done via the respective bank account of the farmer, the details of the bank, the branch, the account number, and other associated details must be provided by the applicant.
• Aadhar Card – The Aadhar card is mandatory for getting the benefits of any state or central government-sponsored scheme. So, all farmers who desire to get the credit waiver need to possess the Aadhar number.
• Identification details – The applicant must provide all personal details like name, contact details, district, and name of the village. These must be filled in the application form and any errors will lead to the disqualification of the application.

Punjab Kisan Karj Mafi Yojana List has been launched by the Punjab government with the aim of waiving the loans of farmers. The announcement of the launch of this scheme has been made by the Chief Minister of Punjab, Charanjit Singh Channi. Through this scheme, loans up to 2 lakh of the farmers of the state will be waived. A total of 10.25 lakh farmers of about 2 lakh families in the state will be benefitted from this scheme. A number of Rs 1200 crore has been released by the Punjab Government for the implementation of this scheme.

The benefit of the Farmer Loan Waiver Scheme will be provided to small and marginal farmers having land up to a maximum of 5 acres. Earlier, loans worth Rs 4610 crore of 5.63 lakh farmers were waived by the state government. Out of which 1.34 lakh were small farmers and 4.29 lakh were marginal farmers. Loans of Rs.980 crores of small farmers were waived and Rs.3630 crores of loans of marginal farmers were waived.

The main objective of this scheme is to waive off loans up to ₹ 200000 to small and marginal farmers of the state. The loans of the farmers of the state will be waived through this scheme. So that their standard of living will improve and their income will also increase. This scheme will also prove to be effective in making the farmers strong and self-reliant. About 10.25 lakh farmers will be benefited from this scheme. A number of Rs 1200 crore has been released by the government for the implementation of the Punjab Farmer Loan Waiver Scheme. Farmers will be freed from debt by using this amount.

The government has just announced the launch of the Punjab Farmer Loan Waiver Scheme. Soon the government will launch the official website to apply under this scheme. As soon as any information related to the application under this scheme is shared by the government and the information related to the Punjab Kisan Karj Mafi Yojana list is shared, we will definitely inform you through that article. So you are requested to join this article of ours.

Punjab Government Dr. The loan waiver was done on the basis of the report of the committee headed by T Haq. The government has waived off crop loans up to Rs 2 lakh for small, ultra-small farmers having five acres. Urban co-operative banks, regional rural banks, and public and private sector banks have been covered under this scheme. 

The Punjab government has started this scheme to provide relief to the farmers of the state. The state government has already waived off loans worth Rs 4610 crore of 5.63 lakh such farmers. Out of this, 1.34 lakh small farmers have got relief of Rs 980 crore, while 4.29 lakh marginal farmers have got the benefit of a loan waiver of Rs 3630 crore.

As most of the rural people in Punjab are associated with farming, the state government has announced a special scheme for agricultural workers. The name of the scheme is Punjab Loan Waiver Scheme. With this program, the state government will help the agricultural workers by releasing the pressure of loans from their shoulders.

As the scheme has been launched recently, not much has been declared about the application process. But if the online process is started, and then the applicants will be able to get the application form will be available from the authorized website of the scheme. For now, the registration forms can be acquired from the office of the respective District Commissioner.

Making sure that only the needy and eligible candidates get the benefits of a loan waiver is a must. Thus, all applications will have to go through rigorous verification procedures. Only those applications, which manage to pass every scrutiny, will get the loan waiver. The administrational operations of every district are looked after by a deputy commissioner. He will have the responsibility of forming a district-level committee that will pinpoint the farmers who are eligible to get the benefits of the scheme.

Once the identification process is complete, the state authority will have to form separate camps in all the districts and respective blocks. These camps will also be set up in the respective banks. The task of the officers in these camps is to give certificates to the agricultural workers, thereby informing them that they no longer have to worry about the repayment of the loan.

The implementation of the scheme is very elaborate and one can have any doubts about the process. Apart from this, proper monitoring of the scheme is also necessary. To look after these aspects, a monitoring committee will be formed. There will be 11 members in the group and they will report the progress to the Chief Secretary.

The state authority has announced that all banks will be brought under the scheme in due time. The implementation of the program will start with including the farmers who have accounts in the cooperative banks. Once all such financial institutes have been covered, the state authority will shift their target towards the banks that fall in the public sector. Finally, the farmers who have opted for agricultural credit from private banks will be targeted for the loan waiver.

As per the information given by the state government of Punjab, it will require a large amount of money to provide the benefits of the program to such a huge number of beneficiaries. A total allocation of 400 crores has been done by the state authority. The money will be utilized for providing monetary respite to all the farmers who have taken any kind of credit to meet the requirements of agriculture.

Farmers in Punjab are being ensured by the state government that only the most deserving ones will receive support from the state’s debt waiver scheme. This comes as a new self-declaration requirement has been put into place. This is to ensure that government employees and pensioners do not try to take advantage of the scheme.

The scheme is designed with small landowners in mind. The effort being produced will help ensure that smaller farmers can get the funding they need for their actions. But this also comes amid concerns that other farmers with massive properties have tried to take advantage of the debt waiver scheme. Also, there are concerns over how waivers of loans might be imposed upon farmers who have committed suicide.

Independence Day was celebrated with pomp and grandeur in Punjab. Apart from the celebrations, people also got new announcements from the state government. Earlier, the state launched a unique loan waiver scheme for agricultural workers. The CM flagged off the second phase of this scheme on 15th August, Apart from this, CM also declared that special campaigns will be started to create awareness among the youngsters about drugs. The anti-drug campaign will ensure that youngsters stay away from misusing substances. There are around 118 OOAT centers operating in the state. Another 14 clinics will be started as soon as possible.

Maharashtra government for farmers Maharashtra Mahatma Jyotirao Phule Loan Waiver Scheme was launched on 21st December 2019. This scheme was started after the formation of the government of Uddhav Thackeray. Under this scheme, the farmers of the state who have taken loans for the crop till 30 September 2019 will be waived off by the state government. As we all know that due to floods or drought in our country, the crops get damaged, due to which the loan taken by the farmer is not repaid. Keeping all these things in mind Mahatma Jyotirao Phule Karj Mafi Yojana has been started

Under the Maharashtra Farmer Loan Waiver Scheme, the Maharashtra government will waive loans up to Rs 2 lakh for the farmers of the state. The benefit of this scheme will be provided to the small and marginal states of the state, as well as the farmers of the state who do sugarcane, and fruits along with other traditional farming, they are also covered under this scheme. Mahatma Jyotirao Phule Debt Waiver Scheme But Maharashtra Finance Minister Jayant Patil says that there will be no condition for waiving the loans of farmers and also its details will be started in life under the Chief Minister’s Office.

Maharashtra State Finance Minister Jayant Patil has said that no condition will be kept for the farmers under the farm loan waiver. Whoever wants to take advantage of Maharashtra Kisan Karj Mafi List 2021, can take advantage of the scheme by fulfilling the criteria given by the government. Through this scheme, a loan waiver scheme of Rs 2 lakh was started for the farmers of the state. Maharashtra Mahatma Jyotirao Phule Debt Waiver Scheme 2022 The benefit of the scheme will be provided to the small and small marginal farmers of the state

Giving a big relief to the farmers, the Maharashtra government has announced a loan waiver for the farmers who have taken loans from the Land Development Bank. 34,788 farmers of the state will be benefited from this loan waiver and a loan of Rs 964.15 crore will be waived off. All those farmers who have taken agricultural loans from Land Development Bank can check the loan waiver payment status as per the steps given in this article

Other announcements have also been made by Finance Minister Ajit Pawar while presenting the budget. He said that in my earlier budget speech on March 6, 2020, I had announced an incentive of Rs 50,000 to the farmers who repay their crop loans regularly, but due to financial constraints, the government could not fulfill that promise at that time. . Now this promise is being fulfilled in the coming financial year, the government is going to give an incentive of Rs 50,000 to more than 20 lakh farmers who repay their loans on time. The Maharashtra government is expected to spend Rs 10,000 crore on this in the year 2022-23