West Bengal Student Credit Card Scheme 2022: Online Applications, Requirements, and Benefits

Understudies who participate in this Student Credit Card West Bengal Scheme will receive access to higher education.

Jul 12, 2022 - 03:01 Updated: Jul 2, 2022 - 11:20

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Understudies who participate in this Student Credit Card West Bengal Scheme will receive access to higher education.

In today’s time of competition, every student wants to take higher education, but due to lack of financial conditions, many talented students are not able to fulfill the dream of higher education. To guarantee the accessibility of advanced education among every one of the understudies, the public authority begins different sorts of plans. Today we will inform you concerning one such plan dispatched by the Government of West Bengal which is called the West Bengal Student Credit Card Scheme. Through this Student Credit Card West, Bengal Scheme understudies will be given advance to advanced education. By perusing this article you will get all the fundamental data about this scheme like What is West Bengal Student Credit Card? Its motivation, benefits, highlights, qualification standards, reports required, application measures, etc.

West Bengal Chief Minister Mamata Banerjee has dispatched the WB Student Credit Card Scheme. The choice to dispatch Student Credit Card West Bengal was taken in the state bureau meeting hung on 24 June 2021. Through this plan understudies of the class tenth or above can take advance up to Rs 10 lakh for higher investigations. They will get this credit at an extremely low financing cost. A charge card will be given to the understudies to benefit from this advance. With the assistance of this West Bengal Student Credit Card, understudies can pull out the advance sum. That load of understudies who are living in West Bengal for the previous 10 years can exploit this West Bengal Student Credit Card Scheme. Advances can be taken under this plan for undergrad, postgraduate, doctoral, and postdoctoral investigations in India or abroad.

West Bengal Student Credit Card Scheme 2022 was launched by West Bengal Chief Minister Mamata Banerjee on 30th June 2021. So as soon as this scheme was started, only within the first 9 days only 25,847 students applied under this scheme. Students are not required to pay any fee for availing loans through this scheme till 9th July 2021 as the Government of Bengal will be the guarantor of the scheme. Out of these 25,847 students, 5,899 students are studying outside Bengal. So far 16384 male students and 9461 female students have applied for the loan. Students can buy laptops, and books, pay tuition fees or boarding fees and can meet all their essential related needs through this loan.

Advantages and Features of West Bengal Student Credit Card

West Bengal Chief Minister Mamata Banerjee has dispatched the Student Credit Card Scheme
Through this plan, understudies will be given instructive advance up to Rs 10 lakh for advanced education.
The choice to dispatch this Student Credit Card to West Bengal was taken in the state bureau meeting hung on 24 June 2021.
Tenth or above Class understudies will actually want to exploit this Student Credit Card.
The advance given through this plan will be accessible at a low loan fee.
A Student Credit Card West Bengal will be given to the understudies to get the number of advances
Understudy loan sum can be removed through this West Bengal Student Credit Card
That load of understudies who are dwelling in West Bengal for the most recent 10 years can exploit this plan
The West Bengal Student Credit Card Scheme can likewise be benefited undergrad, postgraduate, doctoral, and postdoctoral investigations in India or abroad.
This scene was essential for the political decision pronouncement of the Trinamool Congress
The advantage of this Student Credit Card Scheme can profit till the age of 40 years.
Understudies need to reimburse the Student Credit Card West Bengal within a time of 15 years in the wake of landing the position

Eligibility Criteria of West Bengal Student Credit Card Scheme

Only a permanent resident of West Bengal can get the benefit of a Student Credit Card.
The applicant must have lived in West Bengal for a minimum period of 10 years.
The maximum age limit of the applicant to get the benefit under this scheme is 40 years.

Required Documents to Apply for WB Student Credit Card Scheme

The list of documents required to apply for the Credit Card Scheme is as follows:

Aadhar card
Residence certificate
Age proof
Ration card
Income certificate
Bank account details
Mobile number
Passport size photograph

Apply Online under West Bengal Student Credit Card Scheme

Registration

Firstly, visit the official website of the West Bengal Student Credit Card Scheme. Then, the Home page will open in front of you.
On the homepage, you have to click on Student Registration. After that, the registration form will appear in front of you.
Now you have to enter the following information in the registration form:-
- Name of applicant
- Date of birth
- gender
- aadhar number
- Program Type
- program name
- institution status
- institution’s district
- Name of Institution
- mobile number
- E mail ID
- password etc.
After that, click on Register Button and a Unique ID will be generated and it will be sent to your registered mobile number. 13

Login Process

Firstly, visit the official website of the West Bengal Student Credit Card Scheme. Then, the Home page will open in front of you.
On the homepage, you have to click on Student Login. After that, the login form will appear in front of you.
Now you need to enter your Application ID, Password, and Captcha code and you have to click on Login.
After this, the Applicant’s Dashboard will appear in front of you. Now you have to click on Application Details.
After that, you have to click on the “Edit Loan Application” tab and the Application form will open in front of you.
Now you have to enter the following details in this application form:
- Personal details
- Co-borrower details
- Current address details
- Permanent Address Details
- Course and Income Statement
Student bank details
After this-Continue and you need to upload the following Documents.
- Latest Color Photo of Student
- Latest color photograph of co-applicant
- Student’s signature as specified
- Signature of overly fearful legal guardian
- Student aadhar card
- Student PAN card or undertaking as specified
- Co-borrower PAN card or undertaking as specified
- Institute admission receipt
- Class 10th board registration certificate
Now you have to click on Save and Continue and a new page will open in front of you.
After this, you have to click on Submit Application and a dialog box will appear in front of you asking you whether you want to confirm the submission or not.
You have to click yes.
After this, you can apply under West Bengal Student Credit Card Scheme by following this procedure.

Administrator Login Process

Firstly, visit the Official Website of the West Bengal student credit card scheme. Then, the home page will open in front of you.
On the homepage of the website, you have to click on Administrator login. After that, you have to select your user type.
After this, you have to enter your user id, password, and captcha code and click on the login button.
After this, you can Administrator log in by following this procedure.

Student Login Process

First of all, you have to go to the official website of the West Bengal Student Credit Card Scheme. After this, the homepage of the website will open in front of you.
After this, you have to click on student login on the homepage. Now the login form will be displayed in front of you.
Now you have to enter the information asked on this page, such as User ID, Password, and Captcha code. After that, you have to click on the login option.

Student Dashboard

First of all, you have to go to the official website of the West Bengal Student Credit Card Scheme. After which the home page will open in front of you.
On the homepage, now you have to click on the option “Student Login” after which you will have to go to the new page.
On his new page, you have to enter your ID, Password, and Captcha code and click on the login key option given below.
After clicking you have to click on “Dashboard” and by following this procedure you will be able to see the student dashboard

Procedure to Track Application

First of all, you have to go to the official website of the West Bengal Student Credit Card Scheme. After which the home page will open in front of you.
After the home page is opened, you have to click on the option of “Student Login” given on the screen, then a new page will be displayed in front of you.
On this new page now you have to enter your applicant id, and password and click on the login key option given below.
After clicking, now you have to click on the option of “Track application” appearing on the screen and enter your applicant ID.
After filling the ID, click on the search option given below and the required information will be on your computer screen.

Do Institution Profile Submission

First of all, you visit the official website of the West Bengal student credit card scheme. After that, The home page will open in front of you.
On the homepage, you are required to click on administrator login. Now you have to select your user type.
After this, you have to enter your user id, password, and captcha code and a new page will open in front of you.
On this page, you have to click on submit institution details. After that you have to enter the following details:
- Name of institution
- AISHE code
- Aggregation details
- Rank type
- Rank
- Affiliation details
- Address of institution
- State of institution
- District of institution
- Name of nodal officer
- Designation of nodal officer
- Email ID of nodal officer
- PAN number of institutions
- Tan number of institution
- IFS code
- Institution Bank name
- Branch name
- Account number
After that, you have to upload the following documents.
- AISHE Certificate
- Accreditation document
- Rank document
- Affiliation document
After this, you have to click on submit details and Institute profile submission-related information will open in front of you.

Submit Institute Profile

First of all, you go to the official website of the West Bengal Student Credit Card Scheme. After this, the home page will open in front of you.
On the homepage, you have to click on Administrator login. Now you have to select your user type.
After this you will have to enter your user ID, password, and captcha code and a new page will open in front of you.
On this page, you have to click on submit Institution details. After that you have to enter the following details:
- Name of Institution
- AISHE CODE
- aggregation details
- rank type
- Post
- affiliation details
- institution address
- institution status
- institution’s district
- Name of Nodal Officer
- Designation of Nodal Officer
- Email ID of Nodal Officer
- PAN number of institutions
- Body Number of the Institute
- IFS code
- institution bank name
- branch Name
- Account Number
- After that, you have to upload the following documents
- AISHE Certificate
- accreditation document
- rank document
- affiliation document
- After this, you have to click on submit details and institute profile submission information will open in front of you.

Approve the Application by HED

First of all, you go to the official website of the West Bengal Student Credit Card Scheme. After this, the home page will open in front of you.
On the homepage, you have to click on Administrator login. Now you have to select your user type.
After this, you have to enter your User ID, Password, and Captcha Code and click on Login.
Now you have to click on Verify application and click on view application.
After clicking on this option a dialog box will open in which the photo and application will be with forward, return, view, and track buttons.
Now you have to click on the View button to check all the details of the applicant.
If all the details are found correct then you have to click on the next option and a confirmation page will open in front of you.
After that, you have to click on the Yes option and this application will be forwarded to the bank.
After that, you have to apply to the bank.
If the application is found correct then you have to send it to the head of the institution by clicking on the return button.

Check Contact Details

First of all, you go to the official website of the West Bengal student credit card scheme. After this, the home page will open in front of you.
On the homepage of the website, you have to click on contact us. After that, a new page will open in front of you.
On this page, you can View Contact Information.

How to Download Training Manual?

First of all, you visit the official website of the West Bengal student credit card scheme. After that, the home page will open in front of you.
On the homepage of the website, you are required to click on the training manual. Now you have to select your user type.
After that Training manual will open in front of you in PDF format.
Now you have to click on the download option in order to download it, then the Training manual will be downloaded to your device.

Download Student’s User Manual

First of all, you have to go to the official website of the West Bengal Student Credit Card Scheme, after that the home page will open in front of you.
On the homepage of the website, you have to click on the download option. Now you have to select the user manual of the student.
After that, the User Manual will open in front of you in PDF format.
Now you have to click on the download option to download it, then the User manual will be downloaded to your device.

User Manual of Institutions

First of all, you have to go to the official website of the West Bengal Student Credit Card Scheme, after that the home page will open in front of you.
On the homepage of the website, you have to click on the download option. Now you have to select the user manual of institutions.
After that, the user manual of institutions will open in front of you in PDF format with your next tab.
Now you have to click on the download option to download it, then the user manual will be downloaded to your device.

Download the User Manual of HED

First of all, you have to go to the official website of the West Bengal Student Credit Card Scheme, after that the home page will open in front of you.
On the homepage of the website, you have to click on the download option. Now you have to select the user manual of HED.
After that, the user manual of HED will open in front of you in PDF format with your next tab.
Now you have to click on the download option to download it, then the user manual will be downloaded to your device.

User Manual of Bank

First of all, you have to go to the official website of the West Bengal Student Credit Card Scheme, after that the home page will open in front of you.
On the homepage of the website, you have to click on the download option. Now you have to select the User Manual Of Bank.
After that, the User Manual Of Bank will open in front of you in PDF format with your next tab.
Now you have to click on the download option to download it, then the User manual will be downloaded to your device.

Online Application and Loan Sanction

First of all, you visit the official website of the West Bengal student credit card scheme. After that, the home page will open in front of you.
On the homepage, you are required to click on administrator login. Now you have to select your user type.
After this, you have to enter your user id, password, and captcha code and then click to log in.
A new page will open in front of you. On this page, you have to click on the application pending.
Then a new page will appear in front of you, on this new page an MS Excel sheet containing all pending applications will be generated
Now you have to click on the Excel button to download this sheet, this option is present on top right side of class
To view this application you have to click on the view icon.
After this a new page will open in front of you, on this page you will have to download the following documents:-
- Course Fee Details
- proof of admission of the applicant
- PAN address proof of co-borrower
- Aadhaar and PAN of the applicant
Now after downloading the document you have to click on the application pending menu of the dashboard
After that, you have to click on the sanction loan icon of a particular application
From here you can either approve the loan or decline the loan by applying on the loan approval or loan reject button.

If the loan is approved

If your loan is approved then a new page will be displayed in front of you.
When the new page will be displayed you have to enter the sanctioned amount in numbers and words on this new page.
After that, you have to upload a copy of the acceptance letter and click on submit key option.

If the loan is declined

If your loan gets rejected then you have to click on the Reject Loan option.
After which you have to click on the option of rejection reason from the drop-down menu.
After that enter the benchmark as per your bank norms and click on submit key option.

Contact Information

We have provided you with all the important information about the West Bengal Student Credit Card Scheme. If you are still facing any kind of problem then you can contact on a helpline number or write an email to get your problems resolved. The helpline number and email id are as follows:

You know that under this West Bengal Student Credit Card Scheme 2022, the state government will give loans at an interest rate of 4% per annum for cooperative bank higher studies, and nationalized diploma courses. Along with this, under the scheme, various competitive exams like – JEE Loans will also be provided to students to crack NEET and civil services. But if the repayment is done within the study period then this interest rate will be further reduced. Loans under this scheme are not applied for course fees and loans that have already been paid to educational institutions. To provide loans to these 25847 students who have applied so far, Rs 1355 crore will be spent on the scheme through the government. The student can apply for a fresh credit card after admission to the course for which he is currently studying and for future courses also this credit card will benefit.

In order to provide hassle-free and collateral-free loans to students, the Government of West Bengal has come up with a new scheme which is known as Student Credit Card Scheme. Under this scheme, the government is providing loans with 4% of the nominal interest. This loan is without any security or collateral interest. The repayment period of this loan is around 15 years. The student will be able to use this loan for expenses like rent, hostel fees, study equipment, projects, etc.

This West Bengal Student Credit Card was a part of the election manifesto of the Trinamool Congress yojana. Some periods have been fixed by the government in relation to this scheme, after getting the benefit of the beneficiary, all these periods and rules will have to be followed like – only students up to the age of 40 years can take the benefit of this scheme. After getting the job, the students will have to repay the loan within a period of 15 years. Along with this, the process of applying for the loan will be simplified to make the application easier so that the students can take the loan easily. The West Bengal Student Credit Card Scheme has been officially launched on 30th June 2021. Students can also easily apply for a credit card online.

The Chief Minister of West Bengal, Shri Mamta Banerjee Ji has released the date of launch of the Student Credit Card Scheme along with approving it. Officially the Student Credit Card Scheme will be launched on June 30, 2021. Under the state government, students will be provided a loan of up to ₹ 1000000 on the guarantee of the state government. Chief Minister Mamta Banerjee has also shared information about the Student Credit Card West Bengal benefit by holding a press conference after the cabinet meeting.

The arrangement was a piece of the political decision pronouncement of the Trinamool Congress. The advantage of this Student Credit Card Scheme can be benefited the understudies up to the age of 40 years. Understudies need to reimburse the credit within a time of 15 years subsequent to landing the position. It is additionally significant that the way toward applying for the advance will be streamlined so the understudies can profit from the credit without any problem. Understudies can likewise apply for Credit Card West Bengal on the web. West Bengal Student Credit Card Scheme will be formally dispatched on 30th June 2021. Presently the understudies of West Bengal will actually want to get advanced education independent of their financial condition.

The West Bengal government led by Chief Minister Mamata Banerjee has estimated that 1.5 crore beneficiaries will be covered under the “West Bengal Student Credit Card Scheme“. The scheme promises student credit cards with a credit limit of up to Rs 10,00,000 for higher studies. The West Bengal student credit card scheme was promised by Chief Minister Mamata Banerjee ahead of the recent assembly elections. The state government already has a database of some eligible beneficiaries, which can be easily used to start the SCC scheme. For example, the state has detailed data on students in government schools and colleges. These beneficiaries can be brought under the Direct Benefit Transfer Scheme immediately, for the remaining families, the government can start the application process.

The principal objective of the Student Credit Card Scheme is to give advance to advanced education to the understudies. Through this Credit Card, an advance of up to Rs 10 lakh will be given to the understudies which will assist them with pursuing their advanced education without pondering the monetary weight. Presently every understudy of West Bengal will actually want to get an advanced education. This West Bengal Student Credit Card Scheme will likewise decrease the joblessness rate among the residents of West Bengal as now more understudies will actually want to get instruction and work.

WB Student Credit Card Scheme Apply Online, Amount, registration news, and latest updates are here. Get West Bengal Credit card Yojana details from here. Complete information about the application process for the WB Student Credit Card Scheme is being given to you in the article. Through this information, you can take advantage of this scheme started by the Government of West Bengal.

To take advantage of this scheme, what are the eligibility conditions which have been kept, information is also being given to you in the article. The application process for this scheme has started today. Through this scheme, the government will easily provide education loans to promising students.

WB Student Credit Card Scheme has been implemented by the Government of West Bengal with immediate effect. Students can submit their applications for this scheme through the official website. The loan given through this scheme can be used for education only. According to the scheme, all eligible students can take a loan of up to 10 lakhs through WB Student Credit Card to complete their studies.

To get this loan amount, the candidate has to apply online. Information about the application process is given in the article below. Through this information, you can get an education loan of 10 lakh rupees given by the government. This scheme has been started by the Mamata Banerjee government as per the promises made in the assembly elections. However, till now the education department has not issued any official notification regarding this scheme.

To give the benefit of this scheme, the option of applying online is being considered for you. Soon any information regarding this can be issued by the Ministry of Education. According to the latest information we have received, it may take some time for the WB Student Credit Card Scheme online application to start. We will soon provide you with information about this in our article. Steps have been taken to fulfill this promise from the election promises made by the Mamta government.

The WB Student Credit Card Scheme Application Form is being searched by the students from now on. Let us tell you that at present the government has given orders to the higher officials to implement this scheme. Some important eligibility details have also been issued to give the benefit of the WB Student Credit Card Scheme. We are going to tell you about them in the article below. All the colleges and universities have been talked to by the government to implement this scheme. With this credit card given by the government, you can get an education loan of up to Rs 10 lakh.

Some general conditions have been made to give the benefit of this scheme so that only needy students can take advantage of this scheme. Some important information related to the scheme is told in the article below. We are giving this information to you on the basis of information available on the Internet. We are giving you information about the conditions that have come up so far in the form of WB Student Credit Card Scheme Eligibility.

Scheme Name	West Bengal Student Credit Card
Launched By	Government Of West Bengal
Year	2022
Beneficiaries	Students Of West Bengal
Application Procedure	Online/Offline
Objective	To Provide Loans For Higher Education
Benefits	Loan Of Upto Rs 10 Lakh
Category	State Govt. Scheme
Official Website	https://wb.gov.in/

West Bengal Student Credit Card Scheme 2022: Online Applications, Requirements, and Benefits

Understudies who participate in this Student Credit Card West Bengal Scheme will receive access to higher education.