Online applications, benefits, and registration for the Jagananna Thodu Scheme 2022

Eligibility Criteria

The following eligibility criteria must follow by the beneficiaries to apply for the scheme:-

• Vegetables, fruits, ready-to-eat street food, tea, pakodas, bread, eggs, textile, artisan products, and books/ stationery sellers are eligible under the AP Jagananna Thodu Scheme 2022
• Barbershops, cobblers, pan shops, and laundry services are also included in the street vendors category and can avail of a loan of Rs. 10,000/- under this Scheme.
• The age of the small trader should be 18 years
• The trader should have a family income of Rs. 10,000 in villages and Rs. 12,000 in towns.
• People carrying and selling goods on the streets are also eligible.
• People who sell groceries on footpaths, carts on the streets, and various items on bicycles, vegetables, and fruits are eligible.
• Detailed eligible lists will place on the notice boards of the village and ward secretariats and a social audit will be conducted.
• People having permanent or temporary shops in villages or towns in a space of 5 feet long, 5 feet wide, or less are eligible for the scheme.
• People who sell groceries on footpaths, carts on the streets, and various items on bicycles, vegetables, and fruits are eligible.
• All those people who are doing business on carts on the roadside, on the sidewalks, and in public and private places are eligible
• People who run tiffin centers along the road are eligible.
• People who sell various items on stalls or baskets are also eligible.

Documents Required

The following documents require to apply for the scheme:-

• Aadhar card
• Voter ID card
• Bank account
• Mobile number
• Government identification documents

Jagananna Thodu Scheme 2022 is a highly appreciable scheme which is launched by the concerned authorities of the Andhra Pradesh government. A lot of benefits will be provided to the street vendors of the Andhra Pradesh state through the launch of the scheme by Chief Minister Jagan Mohan Reddy. The state government will be providing 10000 Rupees as working capital loans to all of the street vendors who are finding it really hard to carry on their livelihood in the Andhra Pradesh state due to the current state of the coronavirus pandemic. This scheme will help the street vendors to get hold of their livelihood and live a pretty happy life with the loan that will give to the beneficiaries by the concerned authorities of the government.

On 25 November 2020 Jagananna Thodu Scheme was launched by the chief minister of Andhra Pradesh YSR Jagan Mohan Reddy. Under Jagananna Thodu Scheme, the loan will be provided to small vendors. This loan will be interest-free for the beneficiaries. The loan will be Rs 10000. Around 10 lakh vendors have applied to get benefits under this scheme. For this purpose, the Government of Andhra Pradesh has released Rs 1000 crore which have directly credited to the bank account of the beneficiaries. The interest amount of the loan will pay through the government of Andhra Pradesh by reimbursing it to the beneficiary’s account.

A portal has also been started by the state government so that no corruption can take place. All the beneficiaries will be given QR-based small ID cards and the scheme will be monitored by SERP, and MEPMA officials. The volunteers of the village/ward secretariat have identified 9,05003 lakh beneficiaries in the survey. The list of beneficiaries is displayed at secretariats for the purpose of social audit. If you are also interested to get benefits under this scheme then you can also apply through volunteers.

In order to provide loans to the street vendors, the chief minister of Andhra Pradesh Mr. Jagan Mohan Reddy has launched Jagananna Thodu Scheme. Through this scheme interest-free loan of up to Rs 10000 is provided to Street vendors. On 8 June 2021, the Chief Minister released 370 crores under the second phase of this scheme from his Tadepalli camp office. 3.75 lakh beneficiaries will benefit from phase 2 of this scheme. Under the first phase of the scheme Rs, 535 crores were transferred into the bank account of 5.35 lakh beneficiaries. In both phases of the Jagananna Thodu scheme, Rs 905 crore has been transferred into the bank account of 9.05 lakh beneficiaries.

Jagananna Thodu scheme has been launched keeping in mind that small Street vendors do not get loans from the bank and if they get loans then they have to pay a heavy rate of interest. In order to curb this situation, the government has launched the Jagan Anna Thodu scheme. Under this scheme, the bank will provide loans to the beneficiaries and the government will pay the interest on behalf of the beneficiary by reimbursing the interest into the bank account of the beneficiaries. The government has reimbursed interest of Rs 29.42 crore under phase 1 and Rs 20.35 crore under phase 2 of this scheme. A total of Rs 49.77 crore interest has been reimbursed into the bank account of the beneficiaries till now.

The Government of Andhra Pradesh is going to provide identity cards and Rs 10,000 interest-free loans to the beneficiaries of the Jagananna Thodu Scheme on 25 November 2020. All those vendors who have taken loans under this scheme will not have to pay any interest as the Government of Andhra Pradesh will pay the interest. Around 10 lakh applications from vendors have been received so far. The chief minister of Andhra Pradesh YSR Jagan Mohan Reddy has also directed the officials to complete the linking procedure of beneficiaries with the bank by November 24.

The scheme is for beneficiaries belonging to only those States / UTs which have notified Rules and Scheme under Street Vendors (Protection of Livelihood and Regulation of Street Vending) Act, 2014. The whole application procedure of the scheme is available on the official website of the scheme which is given by the concerned authorities at the launching party of the scheme. The main aim of the scheme is to provide financial assistance to small businesses across the state of Andhra Pradesh. Many of the street vendors will cover under this scheme and they will provide 10000 rupees loans to help their business grow into a large thing.

The street vendors will be provided rupees 10000 for their business which they are doing on the footpath or any other streets of Andhra Pradesh state and through these loans, the street vendors will be able to give a chance to their business by expanding it and giving it a push through the loans. The loans really provided to the street vendors through the Chief Minister of the Andhra Pradesh state will be provided through loans from banks. These banks will be giving loans free of interest to all of the street vendors and the interest will be covered by the government itself. The beneficiaries will have to repay the loan in installments. The project will cost Rs. 474 crores while the authorities have identified 9.08 lakh beneficiaries under the scheme so far.

The state government of Andhra Pradesh came up with a new scheme called AP Jagananna Thodu Scheme 2020. It is a scheme that is dedicated to the street vendors and through the scheme, they will be able to get loans. The scheme will allow the interested vendors to apply for the scheme. This scheme is to strengthen PM’s appeal to self-reliant India and that is the reason this scheme is launched by merging with PM Street Vendors Atmanirbhar Nidhi (PM SVANidhi) Yojana. Here, in this article, we are going to talk about the scheme in detail.

AP Jagananna Thodu Scheme 2022 is launched by the Andhra Pradesh government on June 8, 2021. In this scheme, the state government. will provide ID cards and Rs. 10,000 as a working capital loan to street vendors. All interested providers can now apply for the AP Jagananna Thodu Program online, later, and check eligibility criteria and beneficiary status. This scheme is based on the lines of PM Street Vendors Atmanirbhar Nidhi (PM SVANidhi) Yojana and all information about this scheme is given in this article.

Andhra govt. deposits Rs. 370 crore to 3.7 lakh small traders under the Jagananna Thodu Yojana. Any eligible person who is not covered can apply through volunteers for benefit. Chief Minister YS Jagan Mohan Reddy on 8 June 2021, deposited Rs. 370 crore to 3.7 lakh small traders towards interest-free loans under the Jagananna Thodu scheme.

Chief Minister Y.S. Jagan mentioned that the small and petty vendors, artisans need not approach private parties for loans and burden their lives by paying heavy interest, as they can take loans from banks under the Jagananna Thodu scheme to cater to their working capital.